On a $750,000 established home, stamp duty ranges from $22,200 in the ACT to $40,070 in Victoria, a gap of $17,870. For a first home buyer it ranges from $0 to $40,070. Every state and territory below, computed with the schedules behind our calculator.
Stamp duty on a $750,000 established home, October 2026
| State | Standard buyer | First home buyer |
|---|---|---|
| ACT | $22,200 | $0 |
| QLD | $26,775 | $10,925 |
| NSW | $27,937 | $0 |
| TAS | $28,935 | $28,935 |
| WA | $29,741 | $24,225 |
| SA | $35,080 | $35,080 |
| NT | $37,125 | $37,125 |
| VIC | $40,070 | $40,070 |
First home buyer figures are at exactly $750,000. ACT: no duty for first home buyers; the income test and price cap were removed from 1 July 2026. QLD and WA: concessions phase out up to $800,000, so part applies at $750,000. VIC: the concession reaches zero at $750,000. TAS: the first home buyer exemption ended for settlements after 30 June 2026. SA: first home buyer relief applies to new homes and vacant land only. NT: first home buyer concessions are not modelled.
The headline numbers
- Victoria is the most expensive at $40,070, $17,870 more than the ACT's $22,200.
- First home buyers pay nothing at $750,000 in NSW (exempt to $800,000) and the ACT (no price cap).
- Concessions taper rather than stop. Victoria's shrinks from the full exemption at $600,000 to zero at $750,000. QLD's and WA's run out at $800,000.
How it changes with price
At other price points the ranking reshuffles, especially for first home buyers:
| State | $500,000 (FHB) | $650,000 (FHB) | $1,000,000 (standard) |
|---|---|---|---|
| NSW | $0 | $0 | $39,187 |
| VIC | $0 | $11,357 | $55,000 |
| QLD | $0 | $0 | $38,025 |
| WA | $0 | $8,075 | $42,616 |
| SA | $21,330 | $29,580 | $48,830 |
| ACT | $0 | $0 | $36,950 |
| NT | $23,929 | $32,175 | $49,500 |
| TAS | $18,248 | $24,623 | $40,185 |
What this means for your budget
Stamp duty is paid upfront, on top of your deposit. It cannot be added to the loan. For a buyer saving a 10% deposit on a $750,000 home ($75,000), Victoria's duty adds more than half a deposit again. It's the single biggest reason identical incomes buy different homes in different states.
Where these figures come from
Every figure above was computed on 12 July 2026 with the same open formulas that power this site's calculators, sourced from each state and territory revenue office and documented on our methodology page. No estimates, no black boxes. If a schedule changes, the calculator updates and this article's numbers are superseded, always run your own price through the calculator before making decisions.