Same house price, wildly different tax. On a $750,000 home, the stamp duty gap between the cheapest and most expensive state is more than $20,000 — and if you're a first home buyer, where you buy decides whether you pay nothing at all or the full bill. Here is every state and territory, computed with the exact schedules behind our calculator.
Stamp duty on a $750,000 home — July 2026
| State | Standard buyer | First home buyer |
|---|---|---|
| ACT | $19,322 | $0* |
| WA | $20,977 | $20,977 |
| QLD | $26,775 | $26,775 |
| NSW | $28,485 | $0 |
| TAS | $28,935 | $28,935 |
| SA | $35,080 | $35,080 |
| NT | $37,125 | $37,125 |
| VIC | $40,070 | $40,070 |
*The ACT's Home Buyer Concession Scheme is income-tested rather than price-capped — eligible buyers pay no duty, but not everyone qualifies. First home buyer columns show the concession at exactly $750,000; several states' concessions cut out below this price (VIC's ends at $750,000, QLD's at $550,000, WA's at $530,000), which is why their FHB figure equals the standard one.
The headline numbers
- Victoria is the most expensive state to buy in at $40,070 — more than double the ACT's $19,322.
- NSW first home buyers pay nothing at $750,000 — the exemption runs all the way to $800,000, one of the most generous in the country.
- The FHB cliff is real: in Victoria, a $749,999 first home attracts a concession; at $750,000 the full $40,070 applies. Around thresholds, a few thousand dollars of purchase price can swing the tax bill by tens of thousands.
How it changes with price
At other price points the ranking reshuffles — especially for first home buyers:
| State | $500,000 (FHB) | $650,000 (FHB) | $1,000,000 (standard) |
|---|---|---|---|
| NSW | $0 | $0 | $39,735 |
| VIC | $0 | $11,357 | $55,000 |
| QLD | $0 | $22,275 | $38,025 |
| WA | $12,939 | $17,439 | $33,852 |
| SA | $21,330 | $29,580 | $48,830 |
| ACT | $0* | $0* | $29,922 |
| NT | $23,929 | $32,175 | $49,500 |
| TAS | $18,248 | $24,623 | $40,185 |
What this means for your budget
Stamp duty is paid upfront, on top of your deposit — it can't be added to the loan. For a buyer saving a 10% deposit on a $750,000 home ($75,000), Victoria's duty adds more than half a deposit again. It's the single biggest reason identical incomes buy different homes in different states.
Where these figures come from
Every figure above was computed on 12 July 2026 with the same open formulas that power this site's calculators — sourced from each state and territory revenue office and documented on our methodology page. No estimates, no black boxes. If a schedule changes, the calculator updates and this article's numbers are superseded — always run your own price through the calculator before making decisions.