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    Can We Afford It?

    How much rent can I afford?

    Enter your income to see the maximum rent you can afford and every Australian suburb in budget.

    $/yr

    Max weekly rent

    $462

    per week

    Max monthly rent

    $2,002

    per month

    Based on the 30% rule — keeping rent at or below 30% of gross income.[source]

    See 6,599 suburbs you can afford

    Every figure is sourced from official Australian data

    ABSAustralian Bureau of StatisticsRBAReserve Bank of AustraliaATOAustralian Taxation OfficeASICASIC MoneySmartAIHWInstitute of Health & WelfareHAHousing Australia

    Maximum affordable rent for $80,000/yr

    Different shares of your income give different weekly budgets. The 30% line is the standard affordability benchmark.[source]

    25% of income

    $385/wk

    Conservative — leaves the most room for savings

    30% of income

    $462/wk

    Standard guide — the widely-used affordability benchmark

    35% of income

    $538/wk

    Stretch — common in capital cities; tighter budget

    Suburbs within your rent budget

    A sample of suburbs where the modelled median rent fits a $462/wk budget. Explore all 6,599 on the map.

    Nambucca Heads

    NSW · $460/wk

    Belyuen

    NT · $460/wk

    Adelaide River

    NT · $460/wk

    Ali Curung

    NT · $460/wk

    Alpurrurulam

    NT · $460/wk

    Alyangula

    NT · $460/wk

    Ampilatwatja

    NT · $460/wk

    Anatye

    NT · $460/wk

    Angurugu

    NT · $460/wk

    Anindilyakwa

    NT · $460/wk

    Anmatjere

    NT · $460/wk

    Areyonga

    NT · $460/wk

    Open the full affordability map
    Table of the most affordable suburbs in Australia in 2025 by median house price, for suburbs with over 4,000 residents
    Most affordable Australian suburbs by median house price, 2025. Source: canweaffordit.com.au

    The maximum affordable rent calculator, explained

    This rent affordability calculator for Australia uses the long-standing 30% rule: housing is generally considered affordable when you spend no more than 30% of your gross (before-tax) income on it. Australian housing bodies use the same threshold to define "housing stress" for lower-income households.[source]

    To work out how much rent you can afford, multiply your annual income by 0.30 and divide by 52. We then compare that weekly budget against modelled median rents for more than 15,000 suburbs so you can instantly see where you can afford to live.[source]

    Treat the result as a guide, not a hard limit — your real budget depends on debts, dependants, transport and lifestyle. For personalised help, talk to a licensed financial adviser or mortgage broker.[source]

    Table showing how much rent you can afford by income in Australia using the 30% rule, from $50,000 to $200,000
    Maximum affordable rent by income (the 30% rule). Source: canweaffordit.com.au

    Rent affordability — frequently asked questions

    Related calculators

    Affordability CalculatorEvery suburb ranked for your incomeRent vs Buy CalculatorIs buying better than renting for you?Borrowing CapacityWhat a lender would let you borrow

    Sources

    General information only — not financial advice. Median rents are modelled estimates. Consider your own circumstances and seek professional advice.