Property Blog

Gross yield needs two real numbers on the same suburb — and Victoria is the only state that publishes both. Morwell 5.9%, regional Victoria on top; Toorak just 0.5%. Every yield measured from real bonds and real sale prices, not modelled.

Not estimates — the cheapest suburbs ranked by the real median of rental bonds actually lodged. Narrabri at $280/week, Ingham at $345, Morwell at $400. Only the three states that publish open bond data, because everywhere else it'd be a guess.

Three big states, three philosophies: NSW helps first home buyers to $1M, Victoria cuts off dead at $750k, and Queensland just turned its old cliff into a ramp. Every saving computed and cross-checked against the revenue offices.

The 30% rule, run backwards: Sydney quietly requires a $114,000 salary to rent its median suburb without stress — Darwin asks $71,000. Every capital computed, plus the cheapest plausible doorway into each.

Same price, wildly different tax: from $19,322 in the ACT to $40,070 in Victoria — and $0 for NSW first home buyers. Every state and territory, computed with our open calculator schedules.

We ranked all 15,281 suburbs in our dataset by modelled median price within 20 km of each capital's CBD. Canberra's winner isn't even in the ACT.

The deposit is only one slice of the cash you need. Stamp duty, LMI, conveyancing, inspections and moving can add tens of thousands. Here is every upfront cost so nothing blindsides you at settlement.

Your borrowing power sets your real property budget — and it's not just income times a number. Here's exactly how lenders calculate it, how debts quietly slash it, and five ways to lift the number.

The income question is the real gatekeeper to home ownership. This guide turns "how much do I need to earn" into actual numbers — by price, deposit and debts — plus how to need less income to buy.

With median prices above $1M in Sydney and Melbourne, affordability is at a generational low. This data-driven analysis shows which Australian cities and suburbs still offer realistic buying opportunities on a median income.

From choosing between houses and units to understanding depreciation, negative gearing, and exit strategy — everything you need to invest in Australian property intelligently.

LMI can add $10,000–$40,000 to your loan — and it protects the lender, not you. Here's exactly what LMI is, how much it costs at different deposit levels, and five legitimate ways to avoid paying it.

When you sell an investment property in Australia, CGT can take a significant chunk of your profit. Learn how CGT works, the 50% discount, the main residence exemption, and when to time your sale.

Stamp duty is the tax most buyers forget to budget for — and it can add tens of thousands to your upfront costs. This guide breaks down the rates, concessions, and exemptions for every Australian state and territory.

The deposit is the biggest hurdle for most first home buyers. Here are the most effective — and often overlooked — strategies to save faster, including schemes that can cut your deposit requirement in half.

The federal government's First Home Guarantee lets eligible buyers purchase with just a 5% deposit — without paying Lenders Mortgage Insurance. Here's exactly how it works, who qualifies, and how to apply.

A step-by-step walkthrough of every input in our free affordability calculator — so you understand exactly what's driving the result.

Negative gearing is one of the most talked-about strategies in Australian property — but most explanations leave you more confused. Here's a clear, numbers-first breakdown.

From saving your deposit to settlement day — a plain-English walkthrough of every step, grant, and scheme available to first home buyers across Australia.