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    Can you afford to live in Hurstville?

    Hurstville is a suburb in New South Wales. Median rent is $765/week and the median house price is $1.00M.

    Median rent

    $765/wk

    Real

    Median price

    $1.00M

    Est.

    20% deposit

    $200k

    Stamp duty

    $39k

    The numbers, in plain English

    To rent in Hurstville without housing stress, a household income of about $140,000/year keeps the rent of $810/week at or below 30% of gross income — the standard affordability benchmark. That rent is the official median for a 2-bedroom unit — the most common new lease in postcode 2220 (47 bonds lodged). NSW publishes bond data by postcode rather than by suburb, so this is postcode 2220's figure, not Hurstville's alone. Check your income →

    To buy the median home ($1,000,000) with a 20% deposit of $200k, repayments at 6.2% over 30 years come to about $4,900/month — comfortable on roughly $196,000/year under the same 30% rule. Saving that deposit at $1,500/month takes about 11.1 years, before stamp duty of $39k. Run your own loan →

    That price is an estimate, and probably too low. Unlike the rent above, no government publishes open sale prices for New South Wales, so we model it from distance, population and income. Where we can check that model against real sales, it runs about 40% under — so treat this figure, and the deposit and repayments built on it, as a rough scale rather than a number to plan around. How we're fixing this →

    Compared to the rest of New South Wales, Hurstville is more expensive to buy than 94% of the state's suburbs (state median $380k) and pricier to rent than 90% (state median $565/week). It sits roughly 14 km from the Sydney CBD as the crow flies.

    For investors, the median rent against the median price gives a gross rental yield of about 4.0% before costs. Net yield calculator →

    Modelled medians, not valuations — every formula above is documented on our methodology page.

    Actual rents lodged here

    Bonds lodged, June 2026

    Unlike the modelled figures above, these are the real median rents from every rental bond lodged with NSW Fair Trading in Hurstville — a typical 2-bedroom unit rents for $810/week.

    BedroomsTypeMedian rentBonds lodged
    1unit$680/wk27
    2unit$810/wk47

    Source: NSW Fair Trading Rental Bond Board (CC BY 4.0), aggregated by postcode with at least 5 lodgements per figure. Updated monthly — see data sources.

    Affordability by income

    $60k income

    Rent (765/wk)

    Over budget

    Budget: $346/wk

    Buy ($1.00M)

    Repayments are a stretch

    $4,796/mo · deposit in ~22.3yr

    $90k income

    Rent (765/wk)

    Over budget

    Budget: $519/wk

    Buy ($1.00M)

    Repayments are a stretch

    $4,796/mo · deposit in ~14.9yr

    $120k income

    Rent (765/wk)

    Over budget

    Budget: $692/wk

    Buy ($1.00M)

    Repayments are a stretch

    $4,796/mo · deposit in ~11.2yr

    Based on 30% gross income rule for rent; 6% p.a. / 30-year P&I loan at 20% deposit for purchase; 15% savings rate for deposit timeline.

    Upfront buying costs

    Purchase price$1.00M
    20% deposit (no LMI)$200k
    Stamp duty (New South Wales)$39k
    Stamp duty (first home buyer)Same — check eligibility
    Conveyancing (est.)$1,500 – $3,000
    Building inspection (est.)$400 – $700
    Total upfront (est.)$242k

    Who lives here & what's nearby

    Real figures for Hurstville — measured, not modelled.

    Median household income
    $96k
    per year (ABS Census)
    Median age
    34
    years
    Owner-occupied
    52%
    48% rented
    Housing mix
    Mostly units
    34% houses · 57% units
    Nearest train station
    510 m
    Nearest hospital
    190 m
    Schools nearby
    38

    How Hurstville compares

    • Households here earn about 33% more than the typical New South Wales suburb.
    • Renter-heavy — 48% rent, against 29% across New South Wales.
    • Younger than average — a median age of 34 vs 44 statewide.

    Demographics from the ABS 2021 Census; distances and school counts from OpenStreetMap. Comparisons are against the median suburb in New South Wales. Suburb-level price trends aren't shown because no open source publishes them reliably yet — see our data sources.

    Compare Hurstville with another suburb →

    Neighbourhood at a Glance

    Indicative scores based on ABS Census data modelling. Always conduct your own research.

    Safety
    70/100
    Above average
    Schools
    78/100
    Excellent
    Lifestyle
    90/100
    Excellent

    Government schemes that may apply

    First Home Guarantee (FHBG)

    Buy with as little as 5% deposit, no LMI. Up to 35,000 places/year nationwide.

    Learn more →

    First Home Owner Grant (FHOG)

    New South Wales offers a grant for eligible first home buyers purchasing new builds. Amounts vary.

    Learn more →

    First Home Super Saver (FHSS)

    Save up to $50k inside super (taxed at 15% instead of marginal rate), then withdraw for a deposit.

    Learn more →

    Stamp duty concessions

    Most states offer full or partial stamp duty exemptions for first home buyers. NSW has its own thresholds.

    Learn more →

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    Rent data for Hurstville sourced from the ABS 2021 Census, scaled by rental CPI to current values. Calculations use 30% gross income rule, 20% deposit, 6% p.a. loan rate over 30 years. Not financial advice.