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    Can you afford to live in Ballajura?

    Ballajura is a suburb in Western Australia. Median rent is $635/week and the median house price is $770k.

    Median rent

    $635/wk

    Est.

    Median price

    $770k

    Est.

    20% deposit

    $154k

    Stamp duty

    $22k

    The numbers, in plain English

    To rent in Ballajura without housing stress, a household income of about $110,000/year keeps the rent of $635/week at or below 30% of gross income — the standard affordability benchmark. That rent is our modelled median (no bond data published for Ballajura yet). Check your income →

    To buy the median home ($770,000) with a 20% deposit of $154k, repayments at 6.2% over 30 years come to about $3,773/month — comfortable on roughly $151,000/year under the same 30% rule. Saving that deposit at $1,500/month takes about 8.6 years, before stamp duty of $22k. Run your own loan →

    That price is an estimate, and probably too low. Unlike the rent above, no government publishes open sale prices for Western Australia, so we model it from distance, population and income. Where we can check that model against real sales, it runs about 40% under — so treat this figure, and the deposit and repayments built on it, as a rough scale rather than a number to plan around. How we're fixing this →

    Compared to the rest of Western Australia, Ballajura is more expensive to buy than 93% of the state's suburbs (state median $330k) and pricier to rent than 80% (state median $441/week). It sits roughly 13 km from the Perth CBD as the crow flies.

    For investors, the median rent against the median price gives a gross rental yield of about 4.3% before costs. Net yield calculator →

    Modelled medians, not valuations — every formula above is documented on our methodology page.

    Affordability by income

    $60k income

    Rent (635/wk)

    Over budget

    Budget: $346/wk

    Buy ($770k)

    Repayments are a stretch

    $3,693/mo · deposit in ~17.2yr

    $90k income

    Rent (635/wk)

    Over budget

    Budget: $519/wk

    Buy ($770k)

    Repayments are a stretch

    $3,693/mo · deposit in ~11.5yr

    $120k income

    Rent (635/wk)

    Affordable

    Budget: $692/wk

    Buy ($770k)

    Repayments are a stretch

    $3,693/mo · deposit in ~8.6yr

    Based on 30% gross income rule for rent; 6% p.a. / 30-year P&I loan at 20% deposit for purchase; 15% savings rate for deposit timeline.

    Upfront buying costs

    Purchase price$770k
    20% deposit (no LMI)$154k
    Stamp duty (Western Australia)$22k
    Stamp duty (first home buyer)Same — check eligibility
    Conveyancing (est.)$1,500 – $3,000
    Building inspection (est.)$400 – $700
    Total upfront (est.)$179k

    Who lives here & what's nearby

    Real figures for Ballajura — measured, not modelled.

    Median household income
    $90k
    per year (ABS Census)
    Median age
    37
    years
    Owner-occupied
    80%
    20% rented
    Housing mix
    Mostly houses
    94% houses · 0% units
    Nearest train station
    2.6 km
    Nearest hospital
    8.4 km
    Schools nearby
    7

    How Ballajura compares

    • Households here earn about 18% more than the typical Western Australia suburb.
    • Younger than average — a median age of 37 vs 43 statewide.

    Demographics from the ABS 2021 Census; distances and school counts from OpenStreetMap. Comparisons are against the median suburb in Western Australia. Suburb-level price trends aren't shown because no open source publishes them reliably yet — see our data sources.

    Compare Ballajura with another suburb →

    Neighbourhood at a Glance

    Indicative scores based on ABS Census data modelling. Always conduct your own research.

    Safety
    74/100
    Above average
    Schools
    78/100
    Excellent
    Lifestyle
    85/100
    Excellent

    Government schemes that may apply

    First Home Guarantee (FHBG)

    Buy with as little as 5% deposit, no LMI. Up to 35,000 places/year nationwide.

    Learn more →

    First Home Owner Grant (FHOG)

    Western Australia offers a grant for eligible first home buyers purchasing new builds. Amounts vary.

    Learn more →

    First Home Super Saver (FHSS)

    Save up to $50k inside super (taxed at 15% instead of marginal rate), then withdraw for a deposit.

    Learn more →

    Stamp duty concessions

    Most states offer full or partial stamp duty exemptions for first home buyers. WA has its own thresholds.

    Learn more →

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    Rent data for Ballajura sourced from the ABS 2021 Census, scaled by rental CPI to current values. Calculations use 30% gross income rule, 20% deposit, 6% p.a. loan rate over 30 years. Not financial advice.