Property Investment Strategies
16 strategies used by Australian property investors, explained plainly with worked examples, tax treatment, and honest risk assessments. No advice. No upsells. Just the facts.
Negative Gearing
Offset investment property losses against your salary income
Equity Recycling
Use the equity in your home to buy investment properties
Rentvesting
Rent where you want to live, buy where you can afford
Debt Recycling
Convert non-deductible home loan debt into tax-deductible investment debt
Positive Cashflow Property
Properties that earn more rent than they cost to hold
First Home Super Saver (FHSS)
Save your house deposit inside super at a lower tax rate
Offset Account vs Redraw
Two ways to reduce mortgage interest — with very different legal implications
Refinancing
Switch lenders to get a lower rate or better features
Guarantor Loan
Use a family member's property equity to avoid LMI and boost your deposit
Granny Flat Strategy
Add a second dwelling to your property to generate rental income
Subdivision
Split one block into two or more lots to unlock hidden land value
SMSF Property
Buy investment property inside your Self-Managed Super Fund
Property in a Trust
Hold property in a discretionary or unit trust for tax and asset protection
Cross-Collateralisation
Why using multiple properties as security for one lender can backfire
Land Tax Minimisation
Understand and legally minimise land tax across your portfolio
Foreign Buyer Considerations
Extra taxes and restrictions that apply to foreign purchasers in Australia
General Advice Warning
The information on this site is general in nature and does not consider your personal circumstances, financial situation, or needs. Before acting on any information, you should consider its appropriateness having regard to your own situation and seek professional advice from a licensed financial adviser, mortgage broker, accountant, or solicitor.